Are Singaporeans really that rich?

Once in a while, my friend or my client will ask me if Singaporeans are really that rich? The showrooms seem to be packed and so many people are balloting for new launches. From time to time, we do see in the news on condo units being snapped up, or how successful the new launches […]

Running Away from My Retirement

Most of my friends including me has been working very hard. The daily grind has really taken a toil on us, especially when we are no longer young. No longer we are in our twenties. In between all these toiling, sometimes I ask myself what is the reason behind all these and why am I […]

Who Wants To Be a Millionaire?

When I was young, I remember watching this game show called “Who Wants to Be a Millionaire”. As I am watching the show, I was thinking how wonderful it is if I can be a millionaire one day. From the family background I was brought up, I was told that being a millionaire is a […]

10 Things to look out for before buying a Foreign Property

With the cooling measures in place and additional buyer stamp duty, some Singaporeans may consider investing in overseas property to avoid the tight regulations here. Just like all investments, investing into an overseas property does carry some investment risks. Here I will share the 10 things to take note of before you buy a foreign […]

5 Important Lessons from the 21 Days Challenge

After my 21 days of fit bod fat purse challenge, I am fitter and of course $1053 dollars richer! On top of these 2 benefits, I have learned 5 important lessons from this challenge.   For the benefit of those who does not follow this challenge, the 21 days fit bod fat purse is a […]

The Millionaire Next Door book review

Last month, I wrote my reviews and lesson learned from the book The Richest Man in Babylon here. This time, I want to talk about another book that has helped me gain a lot of understanding in wealth accumulation. This book called The Millionaire Next Door, written by Thomas J Stanley. I found the principles […]

The 2 important Debt Ratio for Leveraged Investment

In my previous article, I shared that Leverage is generally a very good tool in property investment. It will work out well if you use it carefully and prudently. So how much leverage you should take on before it becomes too excessive? Let us explore some important debt ratio here. Total Debt Servicing Ratio (TDSR) […]

Starting early and million dollar dream

Many a time, I have heard people saying that when it comes to savings or investing, it is always good to start early. Does it really make sense? How big is the effect of saving or investing early?   If I have 20 years to save or invest Say if I have 20 years ahead […]

Protect your property inheritance for future generations

Recently I have the privilege to attend a guardianship planning seminar conducted by FPSB (Financial Planning Standards Board). What is FPSB? Their mission statement below, taken from their website explains it well: FPSB (Financial Planning Standards Board)’s Mission To benefit the global community by establishing, upholding and promoting worldwide professional standards in financial planning. FPSB’s […]

The 3 financial decisions I made after reading The Richest Man in Babylon

Many years ago, I started to look at my wealth accumulation process after reading this book called The Richest Man in Babylon by George Samuel Clason. This is one of those book that helps me to kick start my savings and investment journey. It helps me understand how to save and to how to accumulate my […]