John Cheng

In the past few quarters, we have seen how mortgage interest rates have skyrocketed. From below 2% years back to now over 4%. With higher interest rate, owners of properties with mortgages will have to paying more for their monthly instalment. This increase could put pressure on property owners who are not able to meet … Read more

Before you embark your journey to buy the next condo, you may be wondering what attributes make a condo worth buying? Are there pitfalls that I should avoid? In this article, I will be sharing with you what are the eight important things that you must look out for before putting down your deposit for … Read more

The transaction process of buying a resale HDB may not seem simple for some buyers as it involves many steps and processes. In addition, there are also different policies and regulations of HDB and CPF that you need to take note of.  In this article, we seek to explain to you the buying process that … Read more

Before you purchase your next home, it is always prudent for you to know what all the cost are in the purchase including the down payment, stamp duty, legal fees etc. On top of that, you need to know if you are eligible for the housing loan for the house you will be buying and … Read more

Does the property fit your objective? Do ask yourself, what is the intention of you buying the property. Is it for own stay, for investment purposes or for legacy purposes (accumulation for the next generation) etc. Different objectives will determine the different types and kind of property that will suit you.   For example, if … Read more

If you are one of the 30,000 to 35,000 HDB home owners that have reached your five-year minimum occupation period (MOP) for your Built-To-Order (BTO) flats, congratulations, you are now eligible to take the next steps forward in deciding whether to upgrade to another bigger HDB resale flat, stay put, or perhaps taking the next … Read more

Has anyone told you that as a middle-income household, you will just be limited to a buying a home that you can afford based on your income range, and prime area properties would just be a place where only the rich and famous can only afford to buy and live? Well, often times, most people … Read more

Since 2020 Q1, private housing prices has increased about 9% and HDB resale flat prices has increased about 15% over the same period. This is despite the ongoing pandemic and its corresponding economic impact. In 2021, we are already seeing huge number of transaction volumes in both the private housing market and HDB resale market … Read more