The Golden Window

In my years of real estate work, one of the frequent questions that property buyers ask me is: When is the best time in my life for me to buy a property? One way to know the answer to this question is to understand your ability to buy a property. Are you able to pay … Read More

Buyers/ Sellers dilemma

If you have followed closely on the price trends of both the private property market and the HDB resale market in 2021, you would have noticed that prices of private properties and HDB resale properties has moved up this year. On the ground, I have also observed that developers had or are intending to increase … Read More

CPF voluntary housing refund

Most of us have used our CPF funds to make payment towards the purchase of our property. We may have use our CPF for payment towards the initial down-payment of the property, for payment towards the stamp duty or as monthly payment for the property’s loan instalment. Whenever we use the CPF funds for such … Read More

The interest rate is going up, what will happen to me?

With the global economy starting to recover from the pandemic, we can expect interest rates to pick up. This will directly affect our mortgage loan and we will be expected to pay more for our monthly mortgage. For those who are already on a very tight budget now (after paying their monthly mortgage) this interest … Read More

Cooling Measures

Help! Property cooling measure is coming?!!

Property cooling measures are not something new for Singapore property market. Since more than a decade ago, the government have implemented a series of different cooling measures to keep our property market stable and to prevent a property bubble from forming. These cooling measures are put in place to ensure that property in Singapore remains … Read More

The War of Pineapple Tarts!

At the beginning of every new year, I have always set my health resolution. Including this year. I want to get fitter and eat healthier. Somewhat, I will usually be on track on this resolution until the Chinese New Year comes. For me, Chinese New Year always started with a big feast: The Reunion Dinner! … Read More

burn out

Are you burning out?

During the last few months of 2020, the activities in the property market has picked up. There is an increased in the number of property transactions. I observed and experienced a big increase in the number of enquires, and personally, I did many more consulting appointments. Besides coping with the increased workload, I am planning … Read More