How the Cooling Measures can impact 2022 property market

Since 2020 Q1, private housing prices has increased about 9% and HDB resale flat prices has increased about 15% over the same period. This is despite the ongoing pandemic and its corresponding economic impact. In 2021, we are already seeing huge number of transaction volumes in both the private housing market and HDB resale market … Read More

Know the consequences of a wrong decision!

We understand that buying your next property could be one of the most important financial decision as it will involves a huge financial commitment. From our observations, we have witnessed how a right buying decision can create tremendous wealth for a family while a wrong one puts the family into financial difficulties.  Knowing how each … Read More

The Golden Window

In my years of real estate work, one of the frequent questions that property buyers ask me is: When is the best time in my life for me to buy a property? One way to know the answer to this question is to understand your ability to buy a property. Are you able to pay … Read More

Buyers/ Sellers dilemma

If you have followed closely on the price trends of both the private property market and the HDB resale market in 2021, you would have noticed that prices of private properties and HDB resale properties has moved up this year. On the ground, I have also observed that developers had or are intending to increase … Read More

CPF voluntary housing refund

Most of us have used our CPF funds to make payment towards the purchase of our property. We may have use our CPF for payment towards the initial down-payment of the property, for payment towards the stamp duty or as monthly payment for the property’s loan instalment. Whenever we use the CPF funds for such … Read More

The interest rate is going up, what will happen to me?

With the global economy starting to recover from the pandemic, we can expect interest rates to pick up. This will directly affect our mortgage loan and we will be expected to pay more for our monthly mortgage. For those who are already on a very tight budget now (after paying their monthly mortgage) this interest … Read More

Cooling Measures

Help! Property cooling measure is coming?!!

Property cooling measures are not something new for Singapore property market. Since more than a decade ago, the government have implemented a series of different cooling measures to keep our property market stable and to prevent a property bubble from forming. These cooling measures are put in place to ensure that property in Singapore remains … Read More