Property Investing

The interest rate is going up, what will happen to me?

With the global economy starting to recover from the pandemic, we can expect interest rates to pick up. This will directly affect our mortgage loan and we will be expected to pay more for our monthly mortgage. For those who are already on a very tight budget now (after paying their monthly mortgage) this interest … Read More

Cooling Measures

Help! Property cooling measure is coming?!!

Property cooling measures are not something new for Singapore property market. Since more than a decade ago, the government have implemented a series of different cooling measures to keep our property market stable and to prevent a property bubble from forming. These cooling measures are put in place to ensure that property in Singapore remains … Read More

time and money

Time, Money and Life

As I progress in life, my daily schedule has become increasingly more hectic. As the years pass by, time seems to pass by even faster too. I realized that time is now the most important resource to me, as it is a non-renewable resource. Once it is spent, I can never get it back. The … Read More

Health and Wealth, can I have both?

Have you always wanted to be wealthier and healthier but never seems to be able to achieve both together? Some of us may even set yearly resolutions to achieve them. However, as the years pass, these goals seems to be getting further and further away. Why is this so? From my personal experience, just setting … Read More

Does buying a new launch property surely make money?

Over the course of our advisory work, my research partner and I do get this question repeatedly. If I buy a new launch project, will it surely make money? Thus, in our attempt to answer this question (based on the recent property market situation), we have committed our time and effort to study the price … Read More

5 Financial Lessons from COVID

5 financial lessons from COVID While casually chatting with one of my friends recently, he mentioned that he had never expect the current COVID situation to happen in our lifetime. Worldwide travel restrictions, recession looming, massive lock down etc. Businesses are forced to shut down resulting in livelihoods being affected. For some of us, we … Read More

Are all debts bad

Are all debts bad?

I used to live my life thinking that being completely debt-free is a wonderful thing. This is because there is a period of my life that I am in debt. I felt that those debts are heavy burden. Therefore, I decided that having debts is a completely bad thing and I pushed myself very hard … Read More

Co-investing a property with friends?

Spot a good property investment opportunity but don’t have enough money to invest? Or having the intention of buying more properties but our loan eligibility or funds on hand are limited? The idea of co-investing with a friend may possibly be a good solution. Co-investing a property with a friend has its benefits.  If you do … Read More

My First Step to Financial Freedom

I used to work hard at earning money each month. However, at the end of each month, I don’t seem to have any money left in my bank account. Saving money seems to be a challenge to me. No matter how much I earn that month, I don’t seem to be able to save at … Read More