Property Investing

Protect your property inheritance for future generations

Recently I have the privilege to attend a guardianship planning seminar conducted by FPSB (Financial Planning Standards Board). What is FPSB? Their mission statement below, taken from their website explains it well: FPSB (Financial Planning Standards Board)’s Mission To benefit the global community by establishing, upholding and promoting worldwide professional standards in financial planning. FPSB’s … Read More

Part 01: Should We use CPF for Our Property Purchase?

CPF, or the Central Provident Fund is a compulsory comprehensive savings plan for working Singaporeans and permanent residents primarily to fund their retirement, healthcare, and housing needs. The CPF is an employment based savings scheme with employers and employees contributing a mandated amount to the Fund. It is administered by the Central Provident Fund Board, … Read More

Part 2: Liability free vs Financially free (detailed example)

After the previous round of discussion, I met up with Christine again to go through my example of being financially free or liability free. We discussed, calculated and then compared these two scenarios; if I were to stay liability free from age 35 till retirement, and if I were to invest in a property. Which … Read More

Fit vs healthy? Liability Free vs Financially free?

If given a choice for you to choose, would you rather be fit or you rather be healthy? If you can regular run, swim or cycle fast, you are certainly fit. Somehow we do concluded being able to do such activity is the same as being healthy. Being healthy, in fact, involves having every system … Read More

Summary of “Property Deals Review” Sharing session

Over the last 2 weeks, my business partner (I-min) and I have had 2 rounds of property deals review session with the public: A look at properties in Singapore’s Central region Property opportunities in the North and East region of Singapore We are glad to have done our part to share and educate the public … Read More