Property Investing

My First Step to Financial Freedom

I used to work hard at earning money each month. However, at the end of each month, I don’t seem to have any money left in my bank account. Saving money seems to be a challenge to me. No matter how much I earn that month, I don’t seem to be able to save at … Read More

Dreams or Invest?

Recently I met a person who consulted me on his property matters. He wanted to know if he should buy more properties so that he can accumulate more for retirement and to fulfill his life’s dreams. He told me that he has attended various property courses and had gain different understanding on what he has … Read More

Third way to profit from property investing

Besides capital appreciation and rental yield, is there a third way to profit from property investing? In property investment, investors believe they can only profit from it through two different ways. One way is through the capital appreciation of the property value, and the other way is through the rental returns from renting out the … Read More

Is there a property bubble?

If property prices of a country go up by 10% in a year, most of us would think that the property prices are getting more expensive and possibly a bubble may be imminent. If property prices move down by say 5%, we may think otherwise that the prices are getting cheaper. This case will be … Read More

Bucket List

One of my most preferred time to run is during the night. I find running in the night is one of the best moments of the day for me to be fully relaxed and clear my mind of all the day’s worries. During one of those runs, I started asking myself what is the meaning … Read More

Properties prices and Land Transport Master Plan (LTMP) 2040

The Land Transport Master Plan charts out the long-term vision of Singapore’s land transport system, and how it will look like in 2040 and beyond. It is an encouraging step forward to improve our future transport network. I believe it will bring a lot of time savings, convenience and thereby creating better lifestyle to residents … Read More

With our income, can we afford to buy a condo in Singapore

On February 2019, I chance upon this Business Times article that illustrate the trend of the median household income from work in Singapore. Over the period from 2013 to 2018, median household income shows an increase of about 3.4% in nominal terms. What got me curious is that with this median income, what is the … Read More

Using CPF funds for your house? What are the latest changes?

What are the changes? Buyers can possibly now use more of their CPF funds to buy older properties. As long as the property’s remaining lease can cover the youngest buyer till the age of 95. Here is a summary table of the latest changes: In order to ensure buyers will still have enough fund from … Read More