Property Investing

Does buying a new launch property surely make money?

Over the course of our advisory work, my research partner and I do get this question repeatedly. If I buy a new launch project, will it surely make money? Thus, in our attempt to answer this question (based on the recent property market situation), we have committed our time and effort to study the price … Read More

5 Financial Lessons from COVID

5 financial lessons from COVID While casually chatting with one of my friends recently, he mentioned that he had never expect the current COVID situation to happen in our lifetime. Worldwide travel restrictions, recession looming, massive lock down etc. Businesses are forced to shut down resulting in livelihoods being affected. For some of us, we … Read More

Are all debts bad

Are all debts bad?

I used to live my life thinking that being completely debt-free is a wonderful thing. This is because there is a period of my life that I am in debt. I felt that those debts are heavy burden. Therefore, I decided that having debts is a completely bad thing and I pushed myself very hard … Read More

Co-investing a property with friends?

Spot a good property investment opportunity but don’t have enough money to invest? Or having the intention of buying more properties but our loan eligibility or funds on hand are limited? The idea of co-investing with a friend may possibly be a good solution. Co-investing a property with a friend has its benefits.  If you do … Read More

My First Step to Financial Freedom

I used to work hard at earning money each month. However, at the end of each month, I don’t seem to have any money left in my bank account. Saving money seems to be a challenge to me. No matter how much I earn that month, I don’t seem to be able to save at … Read More

Dreams or Invest?

Recently I met a person who consulted me on his property matters. He wanted to know if he should buy more properties so that he can accumulate more for retirement and to fulfill his life’s dreams. He told me that he has attended various property courses and had gain different understanding on what he has … Read More

Third way to profit from property investing

Besides capital appreciation and rental yield, is there a third way to profit from property investing? In property investment, investors believe they can only profit from it through two different ways. One way is through the capital appreciation of the property value, and the other way is through the rental returns from renting out the … Read More

Is there a property bubble?

If property prices of a country go up by 10% in a year, most of us would think that the property prices are getting more expensive and possibly a bubble may be imminent. If property prices move down by say 5%, we may think otherwise that the prices are getting cheaper. This case will be … Read More