Why is LPA so important to every family?

What if I lose my mental capacity? I have been working hard for my family, and of course, working hard towards my dream retirement. I am expecting things to go on well. However, life can sometimes be unpredictable. I have heard cases of people having an accident and subsequently lost his mental capacity. When this … Read More

Are Singaporean Really That Rich? (Part 2)

In my previous article “Are Singaporean really that rich?”, we discussed on the general affordability for property. The numbers presented in that article accounts for both HDB property as well as private property. In addition, the income used for the various calculations is the median income. In this article, I will be looking at the … Read More

Are Singaporeans really that rich?

Once in a while, my friend or my client will ask me if Singaporeans are really that rich? The showrooms seem to be packed and so many people are balloting for new launches. From time to time, we do see in the news on condo units being snapped up, or how successful the new launches … Read More

Running Away from My Retirement

Most of my friends including me has been working very hard. The daily grind has really taken a toil on us, especially when we are no longer young. No longer we are in our twenties. In between all these toiling, sometimes I ask myself what is the reason behind all these and why am I … Read More

Who Wants To Be a Millionaire?

When I was young, I remember watching this game show called “Who Wants to Be a Millionaire”. As I am watching the show, I was thinking how wonderful it is if I can be a millionaire one day. From the family background I was brought up, I was told that being a millionaire is a … Read More

7 Keys Things I see in Population Trends

As shared in the previous article on the 9 important numbers from Singapore in figures 2018, population changes of a country can affect the demand on the residential real estate. I have taken a close look at the recently released population report here from www.singstat.gov.sg. , and extracted some interesting numbers to look at.   … Read More

5 Mistakes to avoid in property investment

Property investment usually involves huge sum of money and property investment are not as liquid as equities investment. Therefore planning well and giving sufficient considerations before investing is critical to a successful property investment.   Before you start investing into any property, do take note of the 5 Mistakes to avoid in property investment.   … Read More

9 Important numbers from Singapore in Figures 2018

Recently I chanced upon this publication: Singapore in figures 2018, compiled by Statistics Singapore. Inside this publication, there are many interesting facts and figures about Singapore population, housing, trade etc. You can find out more information of this publication from www.singstat.gov.sg. I have extracted some of the key segments from this publication, which I think is … Read More

10 Things to look out for before buying a Foreign Property

With the cooling measures in place and additional buyer stamp duty, some Singaporeans may consider investing in overseas property to avoid the tight regulations here. Just like all investments, investing into an overseas property does carry some investment risks. Here I will share the 10 things to take note of before you buy a foreign … Read More

5 Important Lessons from the 21 Days Challenge

After my 21 days of fit bod fat purse challenge, I am fitter and of course $1053 dollars richer! On top of these 2 benefits, I have learned 5 important lessons from this challenge.   For the benefit of those who does not follow this challenge, the 21 days fit bod fat purse is a … Read More