With our income, can we afford to buy a condo in Singapore

On February 2019, I chance upon this Business Times article that illustrate the trend of the median household income from work in Singapore. Over the period from 2013 to 2018, median household income shows an increase of about 3.4% in nominal terms. What got me curious is that with this median income, what is the … Read More

Using CPF funds for your house? What are the latest changes?

What are the changes? Buyers can possibly now use more of their CPF funds to buy older properties. As long as the property’s remaining lease can cover the youngest buyer till the age of 95. Here is a summary table of the latest changes: In order to ensure buyers will still have enough fund from … Read More

singapore property data

Information vs insights – which one you need while considering a property?

There are a lot of information available on the property market today. How do we make sense of all the information? Especially when there are conflicting information? Let us explore what is information here: Definition of Information Facts provided or learned about something We can observe daily in the news different kinds of information provided … Read More

I Cannot Bear To Throw Away My Old Running Shoes

Recently, I bought a new pair of running shoes. As I was about to throw my old pair away, I found myself running on a treadmill of emotions. What l wore with so much pride and joy in the yesteryears now look battered and broken. I felt my old shoes deserved a better closure, and … Read More


Mental toughness, to me, is the will power within it to control and resist our temptations, so that we can do the things that will give us our desired outcome. For example; when the alarm goes off for the morning run, how does one resist the temptation to hit that snooze button? Similarly, in the … Read More

6 Tips to Rent Out Your Investment Property Fast

Recently, I met property investors who complained about the property rental market, citing difficulty in renting out their properties. Some common reasons given were the reduced number of expatriates coming and staying in Singapore, coupled with the increasing number of condominiums being completed. This posed a challenge to the investors as they faced stiffer competition … Read More

How This $10 Changed the Life of a Driver

Recently, I had the opportunity to have a heart-to-heart talk with a private hire driver. Before he decided to become a private hire driver, he was a civil servant for 18 long years. I was curious why he decided to venture out and do something different after 18 years in civil service? He told me … Read More

5 tips to start running well in 2019

A new year always brings along new hopes for the season. The beginning of the every year always presents a good opportunity for me to start thinking of what I want to achieve for the year ahead. It’s time to set some running goals and fitness resolutions. I used to think that setting goals and … Read More

Advance Medical Directive (AMD)

Imagine one of your loved ones is at the final stages of a terminal illness and is dying. The doctor cannot stop the dying process, however he can only prolong the life in the final stages of a terminal illness using modern medical technology. What will you do? Some terminally ill persons who are in … Read More