Lessons Learnt from my Trailwalker Experience

What is Trailwalker Trailwalker or Oxfam Trailwalker is a fundraising endurance events conducted across the world by Oxfam, an international confederation of 20 NGOs working with partners in over 90 countries to end the injustices that cause poverty. In Hong Kong Trailwalker, teams of four competitors must complete a course of 10 sections, 100 kilometres long country parks trails … Read More

The Millionaire Next Door book review

Last month, I wrote my reviews and lesson learned from the book The Richest Man in Babylon here. This time, I want to talk about another book that has helped me gain a lot of understanding in wealth accumulation. This book called The Millionaire Next Door, written by Thomas J Stanley. I found the principles … Read More

The 2 important Debt Ratio for Leveraged Investment

In my previous article, I shared that Leverage is generally a very good tool in property investment. It will work out well if you use it carefully and prudently. So how much leverage you should take on before it becomes too excessive? Let us explore some important debt ratio here. Total Debt Servicing Ratio (TDSR) … Read More

Making running fun in 6 ways

Running can be quite a monotonous activity, especially if you are heading out for a very long run. Just repeated steps after steps for hours. Trying to have a little fun sometimes can help me enjoy running even more and go even further. Here are some things that I do to make my runs more … Read More

The Concept of Leveraged Returns

What is Leveraged Returns? Leverage in simple term is the use of debt to finance the purchase of asset. It is an investment strategy of using borrowed money to increase the potential return from an investment. Property investment is one of the popular instruments that uses leverage for better returns.   How Leveraging Works If you were … Read More