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Part 01: Should We use CPF for Our Property Purchase?

CPF, or the Central Provident Fund is a compulsory comprehensive savings plan for working Singaporeans and permanent residents primarily to fund their retirement, healthcare, and housing needs. The CPF is an employment based savings scheme with employers and employees contributing a mandated amount to the Fund. It is administered by the Central Provident Fund Board, … Read More

Really Easy & Important Ways to Stay Fit while Travelling

Travelling and taking a break from the everyday life? Yet travelling could mean a disruption in our running workout. How can we effectively run and still carry on training in a different country while enjoying the joy of travelling? Here is how I do it, and how you can do it too:   #1 Prepare … Read More

Part 2: Liability free vs Financially free (detailed example)

After the previous round of discussion, I met up with Christine again to go through my example of being financially free or liability free. We discussed, calculated and then compared these two scenarios; if I were to stay liability free from age 35 till retirement, and if I were to invest in a property. Which … Read More

Fit vs healthy? Liability Free vs Financially free?

If given a choice for you to choose, would you rather be fit or you rather be healthy? If you can regular run, swim or cycle fast, you are certainly fit. Somehow we do concluded being able to do such activity is the same as being healthy. Being healthy, in fact, involves having every system … Read More

Summary of “Property Deals Review” Sharing session

Over the last 2 weeks, my business partner (I-min) and I have had 2 rounds of property deals review session with the public: A look at properties in Singapore’s Central region Property opportunities in the North and East region of Singapore We are glad to have done our part to share and educate the public … Read More